Qantas Staff Credit Union Limited

Qwealth benefits in detail

Whether your focus is on Super, personal investments or retirement, Qwealth now offers you top-quality financial services that will cater to your every requirement.

Discover in more detail about how you can benefit from joining Qwealth Super and Investments.

 

  • Personalised advice from an expert
    You’ll have access to a qualified financial planner who can offer you expert advice on investments, Superannuation, retirement planning and protecting your wealth.
  • Competitive fee structures
    Qwealth offers you ‘top-shelf’ financial services without losing your profits to ‘top shelf’ fees. Our service features the latest financial services technology, superior investment choice and other exclusive benefits – all within a highly competitive and transparent fee structure.
  • Comprehensive product range
    We can offer you quality products for every financial stage and situation. Whether you’re saving for retirement through Super, living off an Allocated Pension in retirement, investing, or protecting your wealth, our extensive product range will deliver to your needs.
  • Diverse range of investment options
    These include:

- Multi-manager investment options

- Single-manager investment options

- Multi-sector investment options

- Single sector investment options

- 200 of the largest securities listed on the Australian Stock Exchange (ASX), to further diversify your investment portfolio

  • Easy-to-access fund performance information
    You’ll always be able to access information on the performance of investment options to assist with your investment decisions. Just ask your financial planner or contact Qwealth Client Services.
  • Secure, online access to your investments
    On joining Qwealth, you’ll receive a unique Investor code and password which will enable you to easily and conveniently view and manage your investments online. Look up balances, reports, and other key information at the click of your mouse.
  • A dedicated Client Services team
    You’ll benefit from the unsurpassed professionalism and dedication of Qwealth Client Services. Equipped with an advanced administration platform, they’ll be there to care for your every need, from accessing information about fund performance, to putting you in touch with our financial planners, plus more.
  • Cost-effective insurance options
    Through your Super, you can access competitive prices on a comprehensive range of insurance to protect your wealth including Death, Death and Total/Permanent Disability and Income Protection. Your planner can ensure you have the right amount of insurance – not too little and not too much, for your situation.
  • Automatic rebalancing
    If selected, this facility will automatically review your investments at established intervals, then sell or buy investments that are in line with your agreed strategy. You can elect to have your investments rebalanced on a quarterly, half-yearly or annual basis.
  • Tax reporting at the individual investment level
    Qwealth detailed tax reporting on your portfolio will clearly show contributions tax, earnings tax, capital gains tax and any tax credits for each, individual investment – to make life easier for you and your accountant.
  • Comprehensive performance reporting
    Via Qwealth Investment Service, you and your financial planner will have the advantage of regular reporting tools that monitor your portfolio’s performance against your agreed strategies and goals.
  • Flexible options for making contributions
    You or your employer can enjoy the convenience of direct deposit, cheque or BPAY for making Super contributions.
  • Ability to make regular payments and withdrawals
    Whether you want to draw from your investments, or contribute to them regularly, Qwealth Investment Services allow you the flexibility to do so at any time.

Please refer to the relevant Product Disclosure Statement or Information and Financial Services Guide within 'documents and forms', for more information on the benefits and risks.

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The information contained on this website is of general nature and is not intended to be a substitute for personal advice. This information has been prepared without taking into consideration your personal financial circumstances, objectives or needs.

You should consider the appropriateness of the information to your financial situation and seek personal advice before acting on any information on this website. You should read and consider the relevant Product Disclosure Statement or Information & Financial Services Guide before making any decision to purchase a financial product. These documents are available on this website or by calling 1300 380 380.

These products are issued by: Oasis Fund Management Limited, ABN 38 106 045 050, AFSL 274 331, as the Trustee of the Qwealth Superannuation Master Trust and as the Operator of the Qwealth Investment Service.

Qantas Staff Credit Union Limited (“QSCU”) ABN 53 087 650 557 AFSL 238 305 is the promoter for Qwealth Super and Qwealth Investment Service and receives fees and commissions. Please refer to QSCU’s Financial Services Guide for more information, which is also available from our website or by calling 1300 380 380.